If you’re a homeowner upside down and looking for a way out that involves a short sale, we can help.

Regardless of your current payment situation, up to date or months behind, we can walk you through the process, perhaps helping you to achieve your goal of walking away from this stressful situation as a free person.

Call 954-762-2555 For a Free Short Sale Consultation Today!

Here are a few situations to consider using a short sale.

* Your home is currently worth less than what you owe,
* You cannot afford to pay off the mortgage,
* You know you can get offers on your home, just not for what the bank says it is worth

Don’t hesitate; your future is up to you.

Every situation is different, every plan is different, and you need to speak with an experienced Fort Lauderdale short sale attorney to get the complete picture.

What Is a Short Sale & How Do You Qualify?

A short sale happens when you sell the home for less than you owe (upside down), and the lender will agree to absorb the financial difference. Hence, the debt is paid off “short.”

If you’re asking why a lender would take such a big hit, it’s important to keep in mind banks are in the business to make loans, not carry a portfolio of real estate holdings. Banks understand the next step after a failed short sale is likely foreclosure.

A short sale is a real estate transaction that requires approval from your lender(s), HOA, or condo association. These are complicated legal transactions requiring an understanding of tax law, bankruptcy & real estate law.

If you are already in foreclosure, we can help fight the foreclosure while we negotiate your short sale.

If you need help or more short sale information, give us a call at 954-762-2555.

The Herman Law Group offers Fort Lauderdale homeowners short sale help with many lenders, some of which include:

• Bank of America
• Chase
• CitiMortgage
• Freedom Mortgage
• PennyMac
• Quicken Loans Inc.
• U.S. Bank Home Mortgage
• Wells Fargo
• And countless others.